You can drive other cars as long as you have permission from the vehicle owner. Covers more than the essentials, such as claims made against you and if your car is stolen. Find the right policy for your vehicle using the service provided by MoneySuperMarket Its claims score of 74% means it shared 8th place with Admiral and Lloyds Bank, below the AA and LV with 75%. It also offers discounts to customers who buy car and home insurance. But how many drivers this will be useful to depends in part on how the insurer defines ‘new’.
- It was among the top 10 policies we reviewed, with a score of 69%.
- Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim.
- Direct Line has been one of the biggest names in car insurance since it launched in 1985 as the first insurance provider to offer policies exclusively by phone.
- Having more drivers on an insurance policy may push the cost up depending on their driving history, age, points, convictions and claims history.
- Direct Line offers a discount if you insure multiple cars with it, but the size of this discount varies.
What does Direct Line car insurance cover?
Although we were impressed with its cover, Direct Line’s middling customer score and a higher-than-average complaints rate from claimants meant we didn’t award its products Best Buys. Check you’re getting a great deal on car insurance using the service provided by MoneySuperMarket Select myvip casino a policy from our table to see what it offers and how it scored.
Prove you’re safe
Where you live Some areas are riskier than others, and accidents are more likely if you live in an area with relatively high traffic levels. Your job What you do for work can impact the time you travel, and the amount of driving you do. Policy start date An inaccurate or change in start date may affect your premium. Your car details Your car’s registration number (or its make, model and year), as well as its value, purchase date and annual mileage.
Direct Line: how can I claim?
Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim. How far you drive The more miles you drive, it’s more likely you’ll be involved in an accident. However, the risk of being involved in an accident tends to increase after the age of 70.
How did customers rate Direct Line’s car insurance?
The price of your Direct Line car insurance quote depends on how likely you are to make a claim and how expensive that claim could be. Your No Claim Discount Details of any claim-free driving could reduce your premium. We’ll cover you for any damage caused to your car by using the wrong fuel.
- Of the six Direct Line policies we reviewed, its Comprehensive Plus policy did best in our analysis.
- The cover is limited to third party only and should be viewed as emergency cover.
- “Easy process to insure my vehicle – great price for a great policy”
- See how this compares with the best car insurance, or read more about how we rate car insurance.
- We’ve got a special van insurance quote journey to help you get the best cover for your vehicle.
- Although we were impressed with its cover, Direct Line’s middling customer score and a higher-than-average complaints rate from claimants meant we didn’t award its products Best Buys.
Modified cars might look great and may improve your car’s performance, but they’re usually more expensive to insure. However, you do need to take your insurance certification with you to prove you have vehicle insurance Yes, policyholders can add temporary additional vehicles to their policy for up to a maximum of 90 days in a period of cover. The cover is limited to third party only and should be viewed as emergency cover. However, there are restrictions to this benefit such as age (must be over 25 at policy inception / renewal date) and occupation. Traffic levels The level of traffic on UK roads will change over time, influenced by things like the cost of petrol.
Having more drivers on an insurance policy may push the cost up depending on their driving history, age, points, convictions and claims history. Personal details Your address, driving license info, previous claims and other named drivers on your policy. If you’re in an accident with an uninsured driver that isn’t your fault, we’ll protect your claim-free years and also cover your excess. However, providers can’t be Best Buys if there’s evidence – either from our surveys or from Financial Conduct Authority data – of poor service or a poorer-than-average record of paying claims. It also scored 74% when assessed specifically for its claims service (joint 8th out of 14). Type of vehicle you drive Your car’s value, engine size and desirability could increase the risk of it being stolen or the cost of it being repaired.
Need car insurance?
If you use your garage, you’ll still get a hire car for up to 21 days consecutively. We’ve got a special van insurance quote journey to help you get the best cover for your vehicle. We’ll help if either you or your partner are injured or killed in a car accident. There are restrictions to this benefit, such as age (must be over 25 at policy start / renewal date) and occupation. You’ll get a replacement car at no extra cost for the duration of your car’s repair if it’s being fixed by one of our approved repairers. See what else is included with our three comprehensive cover levels below.We also offer Third Party, Fire and Theft.
What does Direct Line car insurance cover?
We’ve also surveyed 170 Direct Line customers who’ve claimed on its policies. A good option if you’re looking for affordable comprehensive protection that covers the essentials. Now, Direct Line offers a wide range of cover for car insurance, home insurance, pet insurance and more. Modified parts can be hard or expensive to replace, and cars with mods are more likely to be stolen. We’re not suggesting you downsize your car if it’s not practical, but the size of your car and its engine are things we consider when we calculate your quote. Industry trends This could include higher prices for parts and labour, patterns in car theft and the types of claims being made.
And because it’s all online, getting started is quick and easy. They were the first UK insurer to sell directly to customers over the phone. Direct Line has been a trusted name in car insurance since 1985.